{"id":1009,"date":"2025-01-27T20:22:38","date_gmt":"2025-01-28T01:22:38","guid":{"rendered":"https:\/\/saintlohypotheques.com\/smith-maneuver\/"},"modified":"2026-01-08T14:44:45","modified_gmt":"2026-01-08T19:44:45","slug":"smith-maneuver","status":"publish","type":"page","link":"https:\/\/saintlohypotheques.com\/en\/smith-maneuver\/","title":{"rendered":"Smith Maneuver"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Programs&#8221; module_id=&#8221;a-propos&#8221; module_class=&#8221;ps2id&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;1506ce9c-3dd6-4bb9-aead-70e50c41cabf&#8221; background_color=&#8221;#012340&#8243; collapsed=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;The Smith Maneuver&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;07841036-136a-4d77-bb17-51caa82d7be6&#8243; title_font=&#8221;Lato|700|||||||&#8221; title_text_color=&#8221;#FFFFFF&#8221; title_font_size_phone=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||10px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;Turn your mortgage into a financial lever and build your future&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;a15b74c2-26e3-4c79-ac6d-44dacb52cdb5&#8243; title_font=&#8221;Lato|700|||||||&#8221; title_text_color=&#8221;#c1944b&#8221; title_font_size=&#8221;23px&#8221; title_letter_spacing=&#8221;0em&#8221; title_line_height=&#8221;1.2em&#8221; custom_margin=&#8221;||0px||false|false&#8221; title_font_size_phone=&#8221;22px&#8221; global_colors_info=&#8221;{%22gcid-1f1b4e15-7cc6-4e13-8154-74d77a956460%22:%91%22title_text_color%22%93}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;df3d6a9b-89b3-4b9f-987c-fd972b1c9305&#8243; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#ffffff&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_padding=&#8221;||0px|||&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>The Smith Maneuver uses proven and sophisticated debt conversion techniques to turn mortgage interest into tax deductions. This strategy creates a powerful snowball effect that generates substantial and growing annual tax refunds. It allows homeowners to significantly shorten the life of their non-deductible mortgage while simultaneously building an impressive investment portfolio.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;df3d6a9b-89b3-4b9f-987c-fd972b1c9305&#8243; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#ffffff&#8221; custom_margin=&#8221;||10px||false|false&#8221; custom_padding=&#8221;39px|||||&#8221; custom_padding_tablet=&#8221;39px|||||&#8221; custom_padding_phone=&#8221;0px||||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Pierre-Alain St-Laurent is one of only 15 certified mortgage brokers in Quebec authorized to advise on the Smith Maneuver. He guides you in optimizing your mortgage so you can turn your liabilities into assets. This advanced strategy can help you grow your net worth while reducing your tax burden.<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/pierrealainstlaurent.smithman.ca\/en&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;See his profil&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#012340&#8243; button_bg_color=&#8221;#c1944b&#8221; button_border_radius=&#8221;50px&#8221; button_letter_spacing=&#8221;0em&#8221; button_font=&#8221;Lato|700|||||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;30px||16px||false|false&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover=&#8221;#cac5c1&#8243; button_bg_color__hover_enabled=&#8221;on|desktop&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Stats&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;e353a920-61a0-4295-92ed-de6862886585&#8243; background_color=&#8221;#FFFFFF&#8221; collapsed=&#8221;on&#8221; global_colors_info=&#8221;{%22gcid-1f1bf5fb-a99d-4acc-8d9e-ddac074c158c%22:%91%22background_color_gradient_stops%22%93,%22gcid-a78660e1-cfc7-4771-a566-6834d6a7f06a%22:%91%22background_color_gradient_stops%22%93,%22gcid-24b0db87-dafa-47d9-995f-b90181e18c52%22:%91%22background_color_gradient_stops%22%93}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_code _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<iframe loading=\"lazy\" width=\"560\" height=\"315\" src=\"https:\/\/www.youtube.com\/embed\/YPoRNqwJ3hY?si=c4N6bat9d9MngK5m\" title=\"YouTube video player\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen=\"\"><\/iframe>[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Programs&#8221; module_id=&#8221;notre-processus&#8221; module_class=&#8221;ps2id&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;1506ce9c-3dd6-4bb9-aead-70e50c41cabf&#8221; custom_padding=&#8221;0px|||||&#8221; collapsed=&#8221;on&#8221;][et_pb_row _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.25.1&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_heading title=&#8221;2 options to start&#8221; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;07841036-136a-4d77-bb17-51caa82d7be6&#8243; title_font=&#8221;Lato|700|||||||&#8221; title_text_color=&#8221;#012340&#8243; title_font_size_phone=&#8221;50px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#c1944b&#8221; text_font_size=&#8221;30px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><i class=\"fa-light fa-magnifying-glass\"\/><\/p>\n<p>[\/et_pb_text][et_pb_heading title=&#8221;1. Register for the webinar&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p><strong>Prefer learning by listening?<\/strong> Let us walk you through everything and answer all your frequently asked questions.<\/p>\n<p>Next webinar: coming soon<\/p>\n<p>\ud83d\udcc5 <span>Date : (\u2026)<\/span><br \/><span>\ud83d\udd5b Time: 12:00 PM to 1:00 PM<\/span><\/p>\n<p><span>In the meantime, watch our podcast episode on the Smith Maneuver!<\/p>\n<p><\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/www.youtube.com\/watch?v=CgrWlJrYr4E&amp;t=21s&#8221; url_new_window=&#8221;on&#8221; button_text=&#8221;Podcast &#8211; Smith Manoeuvre&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;3073be93-70bd-4524-93ac-d51c2b9f6083&#8243; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#012340&#8243; button_bg_color=&#8221;#c1944b&#8221; button_letter_spacing=&#8221;0em&#8221; button_font=&#8221;Lato|700|||||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;30px||16px||false|false&#8221; custom_padding=&#8221;5px|15px|5px|15px|true|true&#8221; button_bg_color__hover_enabled=&#8221;on|desktop&#8221; button_bg_color__hover=&#8221;#cac5c1&#8243; button_bg_enable_color__hover=&#8221;on&#8221; button_bg_use_color_gradient__hover=&#8221;off&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#c1944b&#8221; text_font_size=&#8221;30px&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><i class=\"fa-light fa-mobile\"\/><\/p>\n<p>[\/et_pb_text][et_pb_heading title=&#8221;2. Book an appointment&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><strong>Do you want to ask all your questions?<\/strong> Contact us for a personalized virtual meeting!<\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;https:\/\/calendly.com\/pierre_alain\/rv_hypo?month=2024-09&#8243; url_new_window=&#8221;on&#8221; button_text=&#8221;Book an Appointment&#8221; _builder_version=&#8221;4.27.2&#8243; _module_preset=&#8221;3073be93-70bd-4524-93ac-d51c2b9f6083&#8243; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#012340&#8243; button_bg_color=&#8221;#c1944b&#8221; button_letter_spacing=&#8221;0em&#8221; button_font=&#8221;Lato|700|||||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;30px||16px||false|false&#8221; custom_padding=&#8221;5px|15px|5px|15px|true|true&#8221; 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_module_preset=&#8221;3073be93-70bd-4524-93ac-d51c2b9f6083&#8243; button_text_size=&#8221;18px&#8221; button_text_color=&#8221;#012340&#8243; button_bg_color=&#8221;#c1944b&#8221; button_letter_spacing=&#8221;0em&#8221; button_font=&#8221;Lato|700|||||||&#8221; button_use_icon=&#8221;off&#8221; custom_margin=&#8221;30px||36px||false|false&#8221; custom_padding=&#8221;5px|15px|5px|15px|true|true&#8221; global_colors_info=&#8221;{}&#8221; button_bg_color__hover_enabled=&#8221;on|desktop&#8221; button_bg_color__hover=&#8221;#cac5c1&#8243; button_bg_enable_color__hover=&#8221;on&#8221; button_bg_use_color_gradient__hover=&#8221;off&#8221;][\/et_pb_button][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;a26c019b-d73f-428f-b322-1293c2432cd0&#8243; text_font=&#8221;Lato||||||||&#8221; text_font_size=&#8221;18px&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||8px||false|false&#8221; custom_padding=&#8221;||18px|||&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a href=\"tel:+15147714413\">514-771-4413<\/a><br \/><a href=\"mailto:pierre-alain@planipret.com\">pierre-alain@planipret.com<\/a><\/p>\n<p>[\/et_pb_text][et_pb_social_media_follow use_icon_font_size=&#8221;on&#8221; 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We\u2019ll get back to you as soon as possible. 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This strategy creates a powerful snowball effect that generates substantial and growing annual tax refunds. It allows homeowners to significantly shorten the life of their non-deductible mortgage while simultaneously building an impressive investment portfolio.Pierre-Alain St-Laurent is one of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":1008,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-1009","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Smith Maneuver | Saintlo Hypoth\u00e8ques<\/title>\n<meta name=\"description\" content=\"Benefit from tax deductions, pay off your mortgage faster, and build a solid financial portfolio\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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