When it comes to mortgages, it’s essential to know who you can trust for clear and unbiased information. In Québec, the Autorité des marchés financiers (AMF) oversees all mortgage brokers — and Desjardins, as the only lender. Its role is to ensure that consumers are protected and well informed.
Reliable Resources to Better Understand Your Mortgage
In addition to its regulatory role, the AMF provides the public with a wide range of free and accessible resources. Among the most useful:
- The financial glossary, which explains in simple and clear terms the often complex vocabulary of the industry. LINK
- The mortgage features page, which provides an unbiased overview of different rate types, terms, amortization, penalties, and more. LINK
The mortgage brokerage video series — a collection of short educational videos that explain regulations, broker obligations, and the importance of transparency in simple terms. LINK
Mortgage Broker and Regulation: A Guarantee of Trust
Whether you’re shopping for your first home or simply curious to learn more, these AMF tools are an excellent resource to better understand the world of mortgages.
The AMF is the organization that regulates the profession and ensures that mortgage brokers like Pierre-Alain uphold the highest standards of transparency and professionalism. By choosing his services, you benefit not only from his personalized expertise but also from the security and trust that come with a practice regulated by the AMF.
Mortgage Rates and Federal Oversight
At the federal level, the Office of the Superintendent of Financial Institutions (OSFI) regulates mortgage brokers for federally regulated financial institutions, as well as the stability and compliance of banks such as the Laurentian Bank and the Bank of Canada. For you, this means your financing is backed by stable and secure institutions.
Real Estate Broker and Home Financing
On the real estate side, the Organisme d’autoréglementation du courtage immobilier du Québec (OACIQ) oversees the profession, ensuring the competence and transparency of services provided to property buyers and sellers. This means you can trust that your real estate transactions are properly regulated and secure.
Personalized Mortgage Financing and Support
To learn more about your options and benefit from personalized support, discover Pierre-Alain’s services.
Note: For a personalized strategy, it’s essential to work with your mortgage broker and financial advisor, as every situation is unique and must be handled on a case-by-case basis.
Note 2: If you don’t have a financial planner, financial advisor, or insurance advisor, give us a call — we know the best!
Contact Us
514-771-4413
pierre-alain@planipret.com
